Terms of Use

These terms and conditions outline the rules and regulations for the use of Cristina Ho’s Website, located at www.cristinaho.com.

Please read the Terms of Use before using the website. By accessing this Website, we assume you accept these terms and conditions in full. Do not continue to use if you do not agree with all of the terms and conditions stated on this page.

The following terminology applies to these Terms of Use, Privacy Policy and Disclaimer and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the terms and conditions. “Ourselves”, “We”, “Our” and “Us”, refers to www.cristinaho.com. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the you in the most appropriate manner for the express purpose of meeting your needs in respect of provision of the our stated services, in accordance with and subject to, prevailing law of Panama. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

– Privacy

Please review our Privacy Policy which also governs the website and informs users of our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms of Use.

– Disclaimer

Please review our Disclaimer which also governs the website and informs users of various limitations regarding the information provided on the website. Your agreement to the Disclaimer is hereby incorporated into these Terms of Use.

– License

Unless otherwise stated, Cristina Ho own the intellectual property rights for all material on www.cristinaho.com.  All intellectual property rights are reserved. You may access www.cristinaho.com for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from www.cristinaho.com
  • Sell, rent or sub-license material from www.cristinaho.com
  • Reproduce, duplicate or copy material from www.cristinaho.com
  • Redistribute content from www.cristinaho.com (unless content is specifically made for redistribution.)

– Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

  • Government agencies;
  • Search engines;
  • News organizations;
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources;
  • dot.com community sites;
  • associations or other groups representing charities;
  • online directory distributors;
  • internet portals;
  • accounting, law and consulting firms; and
  • educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; and (c) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to info@cristinaho.com. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or
  • By use of the uniform resource locator being linked to; or
  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Cristina Ho’s logo or other artwork will be allowed for linking absent a trademark license agreement.

– iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

– Content Liability

We shall not be held responsible for any content that appears on your website. You agree to protect and defend us against all claims that is rising on your website. No link(s) should appear on any website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

– Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You agree to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

– Removal of Links from our Website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

– Email and Other Electronic Communications

Visiting the Website or sending us mails constitutes electronic communications. Your consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the website, satisfy any legal requirement that such communications be in writing.

We would be pleased to communicate with you by e-mail. The contact page provides you the ability to send us electronic communication. Any such email or other electronic communication, however, does not create a business relationship or any contractual relationship.

– Use of Free Downloadable Content

We provide various resources on this Website, which users may access by providing an email address. We grant you a limited, personal, non-exclusive, non-transferable license to use our resources provided in exchange for an email address (the “Freemium content”) for your own personal or internal business use. Except as otherwise specified, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Freemium Content in any manner.

By downloading the Freemium Content, you agree that the Freemium Content you download may only be used by you for your personal or business use and may not be sold or redistributed without our express consent.

By downloading the Freemium Content, your further agree that you shall not create any derivative work based upon the Freemium Content and you shall not offer any competing products or services based upon any information contained in the Freemium Content.

– Changes to the Terms of Use

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of the revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes as they are binding to you.