Please read this Disclaimer, our Privacy Policy and Terms and Conditions before you start to use the cristinaho.com. By using our website, you hereby consent to our disclaimer and agree to its terms.

– For Educational and Informational Purposes Only

All the information on this website – cristinaho.com – is published in good faith and for general information and education purposes only. Cristina Ho does not make any warranties about the completeness, reliability and accuracy of this information. We reserve the right to make additions, deletions, or modifications to the contents at any time without prior notice.

– Not Professional Advice

The information on this website is not intended as professional advice. The information is not a substitute for advice from a professional who is aware of the facts and circumstances of your individual situation.

– User’s Personal Responsibility

Any action you take upon the information you find on this website is strictly at your own risk. You agree to use judgement and conduct due diligence before taking any action or implementing any plan or policy suggested on this website. Cristina Ho will not be liable for any losses and/or damages in connection with the use of cristinaho.com.

– External links disclaimer

From cristinaho.com you can visit other websites by following hyperlinks to such external sites that are not provided or maintained by or in any way affiliated with Cristina Ho. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Please be also aware that these other sites may have different policies and terms. Check the Privacy Policies of these sites as well as their Terms of Service before engaging in any business or uploading any information.

– Update

Should we update, amend or make any changes to this document, those changes will be prominently posted here.